Investment Timing Software does not offer advice about specific stocks or stock mutual funds for you to utilize in conjunction with the ITS programs. Those are your decisions to make and we can not be held responsible for the performance of the stocks or stock mutual funds you select.

Investment Timing Software will not be liable for consequential, incidental, punitive, special, exemplary or indirect damages resulting directly or indirectly from the use of the Investment Timing Software program. Without limitation, Investment Timing Software shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a customer’s inability to respond appropriately to , or any delay in responding appropriately to, investment timing signals generated by the ITS program.

No information provided should be construed as being the primary basis for an investment decision or as reflecting recommendations taking into account your individualized requirements, and we disclaim any warranty or liability for actions you may take as a result of access to our web site.

Investment outcomes are often subject to considerable risks. There is no guarantee that any general information or recommendations offered on our website will achieve your particular investment objectives, or that results will be favorable. Illustrations of past performance of particular investment strategies should not be taken as a reliable indicator of the future, but only as a possibility that may be supported to some extent by evidence.

ITS does not provide refunds for any reason since the nature of ITS services consists of access to information.

ITS may from time to time change this Investment Advice Disclaimer. If so, you will see the words "updated" or "new" on the link to it provided on each website page. It is your responsibility to keep currently informed, and your continued use of the site is your continued agreement to it.

Your use of our website constitutes an acknowledgment of your acceptance of this Agreement